Health insurance that actually fits your life.
Lost your coverage, paying a premium nobody can explain, or locked out of the state marketplace. Turning 65 and buried in Medicare mail, or already enrolled and unsure the plan still fits. Wondering what your business can offer its team, whether your family would be alright without your income, or what the gaps in a plan would really cost you.
Whatever brought you here, you get a straight answer in plain language — in English or Spanish — and asking costs you nothing.
What’s going on with your coverage?
Health Insurance
Marketplace plans through Access Health CT, Get Covered NJ and Pennie. Subsidy help, locked accounts, and what to do when you lose Medicaid.
Learn more →Medicare
Turning 65, or already enrolled and wondering if you’re on the right plan. Advantage, Supplement and Part D.
Learn more →Small Business
Group health for teams of roughly 2 to 25 — including setups where you set a fixed monthly budget and your team picks their own plan.
Learn more →Life Insurance
Term, whole life, final expense and mortgage protection — coverage for the people who depend on your income.
Learn more →Retirement & Financial
Retirement planning, annuities, and a free financial literacy program that’s open to anyone — client or not.
Learn more →Dental, Vision & Gap Coverage
Dental and vision are usually not in a health plan at all, and even a good plan hands you the first few thousand dollars of a hospital stay. These are the small policies that cover that gap.
Learn more →Just lost your coverage? You probably have 60 days — not until November.
Losing HUSKY, NJ FamilyCare, Medical Assistance or a plan through work opens a window to enroll right away. In Connecticut that window is 60 days from the day the coverage ends. People miss it constantly, almost always because someone well meaning told them to wait for open enrollment. Bring us the letter you got and we will tell you the exact date the clock started.
What counts as a qualifying event →One question is usually enough to know where you stand.
Text it, email it, write it out, or talk it through — whichever you are most comfortable with. You get a straight answer on whether there is anything worth doing, including when the answer is no.